Filing an insurance claim can feel overwhelming. Understanding the steps involved helps you protect your rights and strengthens your claim.

1. Immediate Steps After Damage

• Ensure employee and customer safety first.

• Mitigate further loss by securing the property if safe to do so.

• Notify your insurer immediately—most policies require prompt notice of any potential claims.

  
  

2. Gathering Evidence

• Document damage with photos and video as soon as possible.

• Compile repair estimates from licensed contractors.

• Maintain records of business income, inventory levels and operational costs prior to and following the incident.

  
  

3. The Insurer’s Investigation: Your insurer will assign an adjuster to inspect the damage, review your records and evaluate the policy. This is a critical stage in the process; adjusters may use delays or subtle tactics to minimize payouts. Our attorneys advocate on your behalf and ensure that your rights are protected during the investigation.

4. Why Legal Help Matters: An experienced lawyer levels the playing field. We help you understand coverage, communicate with the insurer, handle paperwork and negotiate fair settlement terms. If the insurer denies or underpays your claim, we are ready to pursue litigation to seek the compensation you deserve.

5. Contingency Fee & Free Consultation: We handle commercial claims on a contingency basis, so there is no cost to you unless we recover funds. Contact us anytime for a free consultation—our priority is to ensure you receive the coverage you paid for.