A PATCH

The Duke Law Firm fights for RV owners when insurance companies refuse to pay for a full roof replacement.

 

RV owners across Texas face the same frustrating scenario: the repair shop says the roof needs to be replaced, but the insurance company only wants to approve a patch. A patch may be cheaper for the insurer, but it does not restore the RV to its pre-loss condition—and it often leads to leaks, premature failure, and warranty problems down the road. 

 

At The Duke Law Firm, we help RV owners and RV repair shops push back against improper patch-only approvals and hold insurers accountable to the repairs the RV actually requires.

​

Why a Patch Isn’t Enough for an RV Roof

 

RV roofs aren’t like house roofs—they’re continuous, sealed waterproofing systems made from EPDM, TPO, fiberglass, or similar materials bonded as a single membrane. Once that membrane is punctured, torn, or delaminated, the structural and waterproofing integrity is compromised.

 

Even when performed correctly, a patch still leaves the RV in a materially inferior condition: 

 

• It introduces new seams—new leak risks

• The patch expands and contracts differently than the original membrane

• It shortens the roof’s remaining service life

• It often voids manufacturer warranties

• It decreases the RV’s resale value

• It does not restore the RV to its pre-loss condition

​

​

Insurers know this. They just prefer the cheaper route.

​

What RV Owners Need to Know

 

If your RV roof was damaged by hail, impact, falling debris, water intrusion, or any other covered event, you are legally entitled to a repair that brings the roof back to its pre-loss condition—not a temporary fix that leaves your RV at risk.

 

The Duke Law Firm represents RV owners whose claims have been:

 

• Denied

• Underpaid

• Approved for patches only

• Delayed or ignored

​

If the insurance company is trying to force a patch, you may have grounds to challenge the decision.

 

Support for RV Repair Shops

 

RV repair facilities often find themselves stuck in the middle: the shop knows the RV needs a full roof replacement, but the insurance carrier insists on a patch.

 

We step in to:

 

• Support your repair recommendations

• Rely on your expert findings and documentation

• Communicate directly with the insurer

• Protect your customer relationship

• Remove the pressure from the shop

 

Your expertise becomes the foundation of the claim—not an opinion the insurer can brush aside.

​

How The Duke Law Firm Helps

 

​We work directly with RV owners and RV shops to challenge improper patch approvals and secure full roof replacements when required under the policy.

​

No Upfront Cost to RV Owners

 

​The Duke Law Firm charges no upfront fee to evaluate your claim.

If we take your case, we only get paid when the insurer pays you.

​

Get a Free RV Roof Claim Review

 

Whether you’re an RV owner dealing with a denied or underpaid claim, or an RV shop trying to help your customer get the repairs they actually need, we’re here to help.