
Types of Commercial Claims
Quickly identify the types of commercial claims and understand the basics of each.
Property Damage Claims
Commercial property insurance should cover physical damage to buildings, inventory, fixtures, and equipment. Common causes include fire, burst pipes, vandalism, theft, and natural disasters. Our attorneys help ensure you receive full compensation for repair costs and damaged business assets, including clean‑up expenses and replacement of equipment and inventory.
Business Interruption Claims
A business interruption policy provides financial relief when your operations are halted due to a covered event. It typically compensates for lost revenue and ongoing expenses (like payroll and rent) during the downtime. We help clients gather the financial records needed to prove losses and challenge insurers that offer inadequate settlements or argue your losses are outside the scope of coverage.
Weather‑Related Claims
Texas businesses are no strangers to severe weather—hailstorms, hurricanes, tornadoes, flash floods and windstorms can wreak havoc on commercial properties. Insurers often dispute the extent of weather‑related damage, claiming pre ‑existing wear and tear or citing exclusions buried in policy language. Our team fights to ensure policyholders recover the full benefits they are entitled to after a storm.
Specialized Commercial Claims
Not all losses fit into the typical categories. Supply‑chain disruptions, utility outages, or losses from theft and vandalism are frequently overlooked in general insurance discussions, yet they can devastate your bottom line. We help businesses navigate specialized coverage options and pursue the compensation they deserve for these and other less common scenarios.
